Luke 6:27

I pray for Ms. Simmons from the collection agency who just hung up on me. She called me today I politely apologized for not returning her phone call the other day. She asked me what I was so busy doing. I thought the question was out of line. But told her I work a phone job as well, and I got distracted. She swung her neck, frowned at my apology and took my neglected phone call very personally.

She said you were on a payment plan which is a privilege to be on and now you're not. (btw last payment was Jan 15th) you will receive a letter in the mail to pay this in FULL!"

Are you following? Good.

In my head I thought...what does that mean? Oh..it must mean when  I get this letter, I pay you whatever I can...and you deposit my check and my balance goes down. PAID IN FULL is just  a scare technique...like a threat. I asked her politely (wink)

"If I send in a check for less than the full amount, would it be rejected?"

She said , "no."

So I said "Then I must still be on a payment plan then right?"

She said "No! let me tell you, your payment plan is OVER."

I asked her "How is my payment plan was over if she would still accept payments from me?" After I missed her call.

Break:::If I could really speak to her....

Okay Ms. Simmons do you know how many phone calls I don't call back! I actually remember our last phone conversation in December and I remember you being a sister. and I remember you getting a premature attitude with me over the phone in some inexcusable tones...I know you have to do this work for a living but my mother raised me to swallow my pride and respect my elders. so I picked up the phone. When all these other students ignore you for months, and you keep missing your collection goals because of them, think about me. The one who's actually trying to rectify this situation...augh!

I be wanting to be rude...but I know Karma...and we're homies right now.

She had no argument for the payment plan comment. I WAS on theoretically on a payment plan…as long as I followed thru on this plan to pay…

She was so upset. She screamed on the phone at me saying “This is the Federal Government Collection Agency! This is an attempt to collect a debt!!” …Dial tone…

Then my phone rang…(smile)

“Hi this is Candace on a recorded line. ahh Nice to meet you Ann. Tell me about your desire for a college degree…”

I only wrote this because if I don't get this off my chest. I will think negatively about this whole thing. Writing is therapeutic and I'm willing to experience healing. That energy on the phone was so toxic. I'm not sure what she's going thru..I'm not sure if she's going to "alert the authorities" that I'm "off" my payment plan...but I pray she is touched by my patience with her...and that she treats others with more grace.